Insurance, unblocked for your next deal

We compare options from top-rated insurance companies, help you pick the right coverage, and get you the Certificates of Insurance (COIs) your clients and investors need—often in about a day.

Vendor-Ready Certificate of Insurance (COI) with coverage details and vendor requirements
Y Combinator Backed by Y Combinator
CA Licensed · #6017028
Top-rated U.S. carriers

Insurance shouldn't be the reason a deal slips.

The old way of buying insurance—waiting weeks for quotes, getting confusing comparisons you can't read, chasing paperwork—happens every single year. And when your client is ready to sign, missing coverage can stall the deal and cost you revenue every day.

Deal Blockers

A missing Certificate of Insurance, an unmet contract requirement, or a gap in your D&O coverage can delay your deal, hold up a funding round, or leave founders personally liable.

Decision Risk

Insurance policies have complex language that can make it hard to see what's actually not covered — making it difficult to compare your options with confidence.

One platform to replace the old back-and-forth.

No matter your stage, RiskCube helps you get insured fast and stay vendor-ready. Compare quotes, buy coverage, generate Certificates of Insurance (COIs), and manage renewals— all from one AI-native platform.

Compare quotes & understand the tradeoffs

Licensed broker reviews every recommendation
  • Our AI analyzes multiple top-rated carriers to find the best option for your business
  • Clear breakdown of pricing, limits, and what's actually covered

Comparing D&O quotes

RiskCube Recommendation
Carrier Premium Limit Prior Acts
Carrier A
$4,400/yr $1M Full
Carrier B $5,200/yr $1M Inception
Carrier C $6,800/yr $2M Limited
+ 3 more carriers analyzed
Best-fit saves $2,400/yr vs. next option
Broker-verified

In practice

That's how it works—compare, buy, and manage in one place. Here's what it looks like when a real startup uses it.

CASE STUDY
Series A Fintech YC-backed

60% D&O savings—with stronger protections

How a YC-backed Series A fintech cut premiums and upgraded coverage.

A YC-backed fintech company was quoted $11,000/year for D&O by a direct carrier.

RiskCube compared 40+ carriers across the market, identified the top 6 best-fit options, and placed coverage with stronger protections at $4,400/year.

Vendor-ready with all required policy add-ons in 48 hours.

$11,000 $4,400 /yr
D&O annual premium
40+
Carriers compared
48h
Vendor-ready with all required add-ons

Ready to find the right coverage?

Every startup's needs are different. See which types of coverage match your stage, industry, and contract requirements—and get Certificates of Insurance as soon as you're covered.

What type of insurance do you need?

Already know what you need? Start below. Not sure yet? We'll point you in the right direction.

Tech E&O Insurance

Covers client claims from software bugs, missed deadlines, and failures to deliver professional services. Often required in vendor and client contracts—generate COIs to satisfy enterprise procurement.

Cyber Liability Insurance

Covers data breaches, cyberattacks, breach response costs, and regulatory fines. Required by enterprise customers and security standards like SOC 2—COIs prove coverage for vendor security reviews.

General Liability Insurance

Covers bodily injury, property damage, and advertising-related claims from third parties. Frequently required in vendor contracts, service agreements, and partnerships—generate COIs instantly to unblock deals.

Directors & Officers Insurance (D&O)

Protects founders, executives, and board members from personal liability in management-related lawsuits. Often required by investors and enterprise customers—generate COIs to satisfy board and investor requirements.

Not sure what you need?

Tell us about your business and contracts — we'll recommend the right coverage for your stage in under 2 minutes.

From application to Certificate of Insurance (COI) —often in ~24 hours

1

Tell us about your business

~10 min · one-time intake

Answer a few questions about your business, stage, and contracts—no re-entering info across brokers. Not sure what you need? That's fine—we'll recommend the right coverage.

2

We find your best option

AI compares the market

We compare options from multiple top-rated insurance companies and show you the best fit for your stage—price, what's covered, what's not, and what your contracts actually require.

Get covered—often in ~24 hours

Digital coverage

Get covered digitally, get your policy documents and certificates of insurance. Manage everything from your dashboard.

LICENSED · BROKERAGE · NPN 21694336 · LICENSED · BROKERAGE · NPN 21694336 ·
A
Acme AI
San Francisco, CA
Fully Protected
Directors & Officers
Policy #DO-8842-X
Active
Tech E&O
Policy #TE-9921-B
Active
Cyber Liability
Policy #CY-4410-C
Active
General Liability
Policy #GL-2219-A
Active
COI Ready
0 open claims
Next renewal: 287 days

Fast coverage, zero hassle

This is what protected looks like.
Get there today.

Independent, transparent, and built for startups and growing businesses. Compare quotes from top-rated carriers with a licensed broker who understands your stage.

CA License #6017028
Y Combinator Y Combinator F24
Independent brokerage · NPN 21694336