Get vendor-ready insurance faster.
We compare startup business insurance from top-rated insurance companies, help you pick the right coverage, and get you the Certificates of Insurance (COIs) you need, often in about a day.
We compare startup business insurance from top-rated insurance companies, help you pick the right coverage, and get you the Certificates of Insurance (COIs) you need, often in about a day.
Backed by Y Combinator
Backed by Y Combinator
Startups lose momentum due to insurance requirements
Your deal is ready to close. The customer or investor asks for proof of insurance. Suddenly you're chasing brokers, filling out multiple forms, and comparing confusing options while the deal stalls and revenue slips.
Deal blockers
A missing Certificate of Insurance or an unmet contract requirement can stall your deal for weeks.
The exclusion gap
Insurance policies hide critical exclusions in complex language. Without expert review, you won't know what's not covered until it's too late.
The wrong coverage
Some founders buy a policy that doesn't meet the actual requirement. By the time procurement flags it, the deal is cold, and you're paying for coverage that doesn't help.
RiskCube: Enterprise-ready insurance at startup speed
RiskCube is an AI-native insurance broker for startups. We give you a wide range of coverages to compare and make the path smooth to get your Certificate of Insurance, often within one day.
One agentic platform to compare, buy, and manage startup business insurance
With RiskCube you can compare quotes from multiple carriers, purchase coverage digitally, generate Certificates of Insurance, and manage policies and renewals, all in one place.
Comparing D&O quotes
From application to Certificate of Insurance (COI), often in ~24 hours
Assess your unique risk profile
~10 min · one-time form
Complete a short digital intake form so we can understand your unique risk profile, your industry, stage, contracts, and exposures.
AI & brokers scan the market
Top-rated carriers compared
Our AI agents and licensed brokers scan the market's top-rated carriers to find the best quotes for your business.
Close the deal with proof of coverage
Vendor-ready in ~24 hours
We present the options that satisfy your vendor requirements and get you proof of coverage, so you can close the deal.
Assess your unique risk profile
~10 min · one-time form
Complete a short digital intake form so we can understand your unique risk profile, your industry, stage, contracts, and exposures.
AI & brokers scan the market
Top-rated carriers compared
Our AI agents and licensed brokers scan the market's top-rated carriers to find the best quotes for your business.
Close the deal with proof of coverage
Vendor-ready in ~24 hours
We present the options that satisfy your vendor requirements and get you proof of coverage, so you can close the deal.
Who we insure
RiskCube is built for startups closing enterprise deals, raising capital, or passing compliance reviews.
Not seeing your industry? No problem. We offer coverages for businesses of all sizes.
Speak with a licensed broker →Coverage designed for your startup
Built around what startups actually need to close deals and raise capital.
Cyber Insurance
For breach, ransomware, and data exposure. We also place purpose-built excess coverage for agentic AI.
Directors & Officers Insurance (D&O)
For founders raising capital and protect their personal assets. Required by most Series A investors.
General Liability Insurance
For basic vendor and landlord requirements. The coverage behind most COIs.
Tech E&O Insurance
For software and AI companies selling to enterprises. The policy that unblocks procurement.
Why startups choose us for insurance
Faster than traditional brokers
RiskCube eliminates the friction and bureaucracy that blocks you from getting your certificate of insurance.
Transparent comparisons across carriers
Since no single insurer fits every startup, RiskCube acts as your independent broker using just one form to scan the whole market and find the best fitting coverage for your unique risk profile.
Higher ROI for your insurance contract
Maximize your insurance ROI with side-by-side comparisons that eliminate bureaucracy and deliver optimized cost benefits, such as securing higher D&O limits at more competitive market prices.
60% D&O savings, with more coverage limit
How a YC-backed Series A fintech cut premiums and upgraded coverage.
A YC-backed fintech company was quoted $11,000/year for D&O by a direct carrier.
RiskCube compared 40+ carriers, identified the top 6 best-fit options, and placed coverage with more coverage limit for the company and its leadership at $4,400/year.
A YC-backed fintech company was quoted $11,000/year for D&O by a direct carrier. RiskCube compared 40+ carriers, identified the top 6 best-fit options, and placed coverage with more coverage limit for the company and its leadership at $4,400/year.
Fast coverage, zero hassle
This is what protected looks like.
Get there today.
Independent, transparent, and built for startups and growing businesses. Compare quotes from top-rated carriers with a licensed broker who understands your stage.
Y Combinator F24 Fast coverage, zero hassle
This is what protected looks like.
Get there today.
Independent, transparent, and built for startups and growing businesses. Compare quotes from top-rated carriers with a licensed broker who understands your stage.
Y Combinator F24