Compare and manage business insurance with AI Compare, buy, and manage
business insurance with AI
RiskCube helps you get insurance from top-rated carriers fast. Our AI and licensed experts handle everything—from comparing quotes and issuing insurance certificates to ongoing risk management—whether you're early-stage or scaling.
Backed by Y Combinator Backed by Y Combinator Insurance that works for startups—not the other way around
Close enterprise deals without insurance delays
Vendors and customers ask for proof of insurance before signing. We get you covered fast—so deals don't stall.
Get exactly what your vendor or investor is asking for
Not sure what a COI, additional insured, or waiver of subrogation means? We handle the requirements so you don't have to.
Stop overpaying because you didn't know to compare
Most founders accept the first quote they get. We compare options across the market—startups typically save 20–50%, depending on risk profile.
One platform for startup insurance
RiskCube helps you unblock enterprise deals, compare the market, and stay truly protected—COIs, endorsements and coverage management from one AI-native platform.
Compare quotes & understand the tradeoffs
- We scan multiple carriers so you don't have to
- Clear breakdown of pricing, limits, and what's actually covered
- Licensed broker reviews every recommendation
Comparing D&O quotes
From application to certificate of insurance (COI) —often in ~24 hours
Tell us about your startup
~10 min · one-time intake
Answer a few questions about your business, stage, and contracts. Not sure what you need? That's fine—we'll recommend the right coverage.
We find the best options for you
Side-by-side comparison
We compare quotes from top-rated carriers and highlight what matters: pricing, coverage gaps, and what your vendors actually require.
Get covered—often in ~24 hours
Digital binding
Bind digitally, get your policy documents and certificates of insurance. Manage everything from your dashboard.
Tell us about your startup
~10 min · one-time intake
Answer a few questions about your business, stage, and contracts. Not sure what you need? That's fine—we'll recommend the right coverage.
We find the best options for you
Side-by-side comparison
We compare quotes from top-rated carriers and highlight what matters: pricing, coverage gaps, and what your vendors actually require.
Get covered—often in ~24 hours
Digital binding
Bind digitally, get your policy documents and certificates of insurance. Manage everything from your dashboard.
What type of insurance do you need?
Already know what you need? Start below. Not sure yet? We'll help you figure it out.
Tech E&O Insurance
Covers client claims from software bugs, missed deadlines, and failures to deliver professional services.
Cyber Liability Insurance
Covers data breaches, cyberattacks, incident response costs, and regulatory exposure.
General Liability Insurance
Core coverage for everyday risks like third-party injury and property damage.
Directors & Officers Insurance (D&O)
Protects founders, executives, and board members. Often required by investors and enterprise customers.
Saved 60% on D&O—with better terms
A YC-backed fintech company was quoted $11,000/year for D&O by a direct carrier. RiskCube scanned the market, compared 6 quotes, and placed coverage with stronger protections for the company and its leadership at $4,400/year—vendor-ready with full endorsements in days.
Top-rated carriers— the standard vendors require
Access AM Best A- VII (or higher) rated carriers—the financial strength standard required by enterprise vendors and VC firms.