Insurance, unblocked for your next deal

Deals stall when you can't produce the right insurance. RiskCube is a licensed brokerage that helps you get insured fast—compare carriers in ~24 hours and stay vendor-ready.

Get D&O, Cyber, Tech E&O, and General Liability coverage—plus vendor-ready COIs, endorsements, and renewals—all from one platform.

Vendor-Ready Certificate of Insurance (COI) with coverage details and vendor requirements
Y Combinator Backed by Y Combinator
CA Licensed · #6017028
Top-rated U.S. carriers

Insurance shouldn't be the reason a deal slips.

The legacy broker loop—weeks for quotes, jargon-buried comparisons, manual COIs—repeats every renewal cycle. When procurement is ready, missing coverage or a non-compliant certificate can stall the deal and cost you revenue every day.

Deal Blockers

Missing COIs, vendor requirements, or D&O proof can stall procurement, delay a funding round, or leave founders and board members personally exposed.

Decision Risk

Policy jargon hides exclusions and risk exposure, making it hard to compare options and choose the right coverage.

One AI-native platform to replace the legacy back-and-forth.

No matter your stage, RiskCube helps you get insured fast, manage risk, and stay vendor-ready—with quotes, coverage comparisons, COIs, endorsements, and renewals handled end-to-end—all from a single AI-native platform.

Compare quotes & understand the tradeoffs

Licensed broker reviews every recommendation
  • Our AI analyzes 6+ top-rated carriers to surface the best-fit option for your risk profile
  • Clear breakdown of pricing, limits, and what's actually covered

Comparing D&O quotes

RiskCube Recommendation
Carrier Premium Limit Prior Acts
Carrier A
$4,400/yr $1M Full
Carrier B $5,200/yr $1M Inception
Carrier C $6,800/yr $2M Limited
+ 3 more carriers analyzed
Best-fit saves $2,400/yr vs. next option
Broker-verified

In practice

That's the engine—compare, buy, and manage in one place. Here's what it looks like when a real startup uses it.

CASE STUDY
Series A Fintech YC-backed

60% D&O savings—with stronger protections

How a YC-backed Series A fintech cut premiums and upgraded coverage.

A YC-backed fintech company was quoted $11,000/year for D&O by a direct carrier.

RiskCube scanned the market, compared 6 quotes, and placed coverage with stronger protections at $4,400/year.

Vendor-ready with full endorsements in 48 hours.

$11,000 $4,400 /yr
D&O annual premium
6
Quotes compared
48h
Vendor-ready with full endorsements

Ready to find the right coverage?

Every startup's risk profile is different. Explore the coverage lines that match your stage, industry, and vendor requirements—and generate vendor-ready COIs as soon as you bind.

What type of insurance do you need?

Already know what you need? Start below. Not sure yet? We'll point you in the right direction.

Tech E&O Insurance

Covers client claims from software bugs, missed deadlines, and failures to deliver professional services. Often required in vendor and client contracts—generate COIs to satisfy enterprise procurement.

Cyber Liability Insurance

Covers data breaches, cyberattacks, incident response costs, and regulatory exposure. Required by enterprise customers and compliance frameworks—COIs prove coverage for SOC 2 and vendor security reviews.

General Liability Insurance

Covers third-party bodily injury, property damage, and advertising claims. Frequently required in vendor contracts, MSAs, and partnership agreements—generate COIs instantly to unblock deals.

Directors & Officers Insurance (D&O)

Protects founders, business owners, executives, and board members. Often required by investors, partners, and enterprise customers—generate COIs to satisfy board and investor insurance requirements.

Not sure what you need?

Paste your contract requirements or tell us about your business — we'll calculate exactly what coverage you need in under 2 minutes.

From application to certificate of insurance (COI) —often in ~24 hours

1

Tell us about your business

~10 min · one-time intake

Answer a few questions about your business, stage, and contracts—no re-entering info across brokers. Not sure what you need? That's fine—we'll recommend the right coverage.

2

We find the mathematical best fit

AI-powered market scan

We compare 6+ top-rated carriers and surface the best-fit option for your stage: pricing, coverage gaps, retention tradeoffs, and what your vendors actually require.

Get covered—often in ~24 hours

Digital coverage

Get covered digitally, get your policy documents and certificates of insurance. Manage everything from your dashboard.

LICENSED · BROKERAGE · NPN 21694336 · LICENSED · BROKERAGE · NPN 21694336 ·
A
Acme AI, Inc.
San Francisco, CA
Fully Protected
Directors & Officers
Policy #DO-8842-X
Active
Tech E&O
Policy #TE-9921-B
Active
Cyber Liability
Policy #CY-4410-C
Active
General Liability
Policy #GL-2219-A
Active
COI Ready
0 open claims
Next renewal: 287 days

High velocity, low friction

This is what protected looks like.
Get there today.

Independent, transparent, and built for startups and growing businesses. Compare quotes from top-rated carriers with a licensed broker who understands your stage.

CA License #6017028
Y Combinator Y Combinator F24
Independent brokerage · NPN 21694336