Coverage designed for your startup

Built around what startups actually need to close deals and raise capital. Compare across 40+ top-rated carriers and bind in as little as 24 hours.

Most companies get quotes within 1–2 business days

All coverage types

Each coverage page includes carrier comparisons, pricing ranges, and what's covered vs excluded — so you know exactly what you're buying.

Tech E&O

Your enterprise customer needs proof of Tech E&O insurance before they'll sign. RiskCube compares policies from top-rated carriers so you can get covered and get your COI — often within 24 hours.

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Cyber Liability

Cyber liability insurance is a requirement for startups navigating growth milestones. Whether you are working to get regulated, raise capital, or close enterprise deals, cyber coverage serves as proof of a mature security posture.

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Directors & Officers

D&O insurance is a prerequisite for scale. Whether you are navigating regulations or closing a funding round, RiskCube provides tailored D&O coverage to protect the personal assets of your leadership from lawsuits.

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AI Insurance

Purpose-built coverage for companies building AI products — including model liability, hallucination claims, training data IP exposure, and agentic AI errors. Covers the risks that standard tech E&O policies often exclude.

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Commercial Crime

Protects your startup from financial losses caused by employee theft, fraud, forgery, and social engineering attacks. Essential for startups handling client funds, payment data, or operating with a distributed team.

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Credit Insurance

Protects your business against non-payment by customers. If a client defaults on an invoice, credit insurance covers the loss — helping you extend credit confidently and protect your cash flow.

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Employment Practices Liability

EPLI covers claims from current or former employees alleging wrongful termination, discrimination, harassment, or retaliation. Critical for startups hiring their first employees or scaling a team rapidly.

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Fiduciary Liability

Covers directors, officers, and plan administrators against claims of mismanagement of employee benefit plans — including 401(k) plans, health benefits, and stock option programs. Required by many institutional investors.

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General Liability

GL is the foundation of every startup insurance stack. It covers bodily injury, property damage, and advertising injury — and is the policy behind most COIs required by landlords, event venues, and vendor contracts.

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Life Insurance

Key person life insurance protects your startup if a founder or critical team member passes away unexpectedly. Often required by lenders and investors as a condition of funding to protect their capital.

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Get covered and move your deals forward

Compare quotes from top-rated carriers, bind coverage, and get your COI — all in as little as 24 hours.

CA License #6017028
Y Combinator Y Combinator F24
Independent brokerage · NPN 21694336
Andrei Craciunescu

About the author

Andrei Craciunescu

Founder & CEO, RiskCube · CA License #6017028

LinkedIn Profile

Andrei previously worked in Risk & Analytics at WTW (Willis Towers Watson), one of the world's largest insurance brokers. He holds an M.Sc. in Mathematics from LMU Munich and conducted PhD-level research in risk and insurance modeling. His work focuses on translating risk data into actionable insurance coverage decisions for VC-backed startups and small-to-medium businesses across the U.S.