A clinical AI tool that summarises patient charts or acts as a scribe inserts an incorrect medication or allergy, or leaves one out. A clinician relies on the record and the patient is harmed, leaving the clinician, hospital and software vendor to dispute who is liable.
Allocation between clinician, health system and vendor is unsettled; overlaps the Physical injury category.
This is an educational research summary built from public information. Allegations in pending cases are unproven, and the insurance notes above are for discussion, not coverage advice. Whether any policy responds depends on its specific wording, exclusions, endorsements, the facts, and applicable law.