In August 2023 a New Zealand supermarket's AI meal-planner app suggested recipes that would produce chlorine gas when users entered household items. No injuries were reported.
Near-miss: shows how consumer-facing advice bots create bodily-injury exposure. Market note: general liability Coverage A (bodily injury and property damage) can now be excluded by ISO endorsement CG 40 47 (Jan 2026).
This is an educational research summary built from public information. Allegations in pending cases are unproven, and the insurance notes above are for discussion, not coverage advice. Whether any policy responds depends on its specific wording, exclusions, endorsements, the facts, and applicable law.