Scenario Library / Physical injury
Physical injury

Wave of follow-on chatbot mental-health suits

After the Raine case, seven more lawsuits were filed against OpenAI in November 2025 in California state courts, alleging ChatGPT contributed to suicides and delusions. They plead wrongful death, product liability and negligence.

Consumer & Social Platforms 2025-2026 Verified in a source

Insurance products that may respond

Products liabilityTech E&OStandalone AI liability

Why it matters for insurance

Signals aggregate or multi-plaintiff risk (see Research Papers tab).

Could your AI create this exposure?

See how AI-aware Tech E&O, Cyber, and D&O respond, and get a program built for your risk.

This is an educational research summary built from public information. Allegations in pending cases are unproven, and the insurance notes above are for discussion, not coverage advice. Whether any policy responds depends on its specific wording, exclusions, endorsements, the facts, and applicable law.

Reviewed by Andrei Craciunescu, CA Licensed Insurance Broker #4467994