A Miami federal jury found Tesla 33% responsible for a 2019 fatal crash involving Autopilot. Tesla was ordered to pay about $243 million, including $200 million in punitive damages, and said it would appeal.
Reference case for driver-assist product liability. Punitive damages are often uninsurable.
This is an educational research summary built from public information. Allegations in pending cases are unproven, and the insurance notes above are for discussion, not coverage advice. Whether any policy responds depends on its specific wording, exclusions, endorsements, the facts, and applicable law.