Scenario Library / AI regulatory violation
AI regulatory violation

EU AI Act bans and GPAI fines now enforceable

The EU AI Act's bans on prohibited practices, such as social scoring and untargeted face scraping, have applied since February 2025. From 2 August 2026 the AI Office can fine providers of general-purpose AI models, and fines for banned practices reach EUR 35 million or 7% of turnover.

Cross-industry 2025-2026 Verified in a source

Insurance products that may respond

Cyber / Regulatory defenseD&OStandalone AI liability

Why it matters for insurance

Top-tier fines are up to EUR 35M or 7% of turnover for prohibited practices; check insurability of fines.

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This is an educational research summary built from public information. Allegations in pending cases are unproven, and the insurance notes above are for discussion, not coverage advice. Whether any policy responds depends on its specific wording, exclusions, endorsements, the facts, and applicable law.

Reviewed by Andrei Craciunescu, CA Licensed Insurance Broker #4467994